Missouri Electricity Rates
Rate data for Missouri is being refreshed. The regulator and market facts below are current; figures return with the next data load.
Can you choose your electricity supplier in Missouri?
No. Missouri has not opened its residential electricity market to competition, so the utility that delivers your power also sells it. Its prices are set in rate cases before the Missouri Public Service Commission, and the rate you pay depends on which utility serves your address, your rate schedule, and the season.
Grid operator: MISO and SPP (split). Wholesale power costs flow through to retail bills on the regulator's schedule rather than month to month, which is why regulated-state rates move more slowly than the market-based states listed below.
Want to shop for a supplier? Retail choice is open on this site in Massachusetts, New Jersey, Ohio, Pennsylvania, Texas, Washington DC.
Missouri has no supplier choice, yet two of its three investor-owned utilities already price by the clock: Evergy's default Missouri residential plan and Liberty's Time Choice plan charge more from 4-8 p.m. or credit overnight use unless you opt out, while the PSC's Cold Weather Rule (Nov 1-Mar 31, no shutoffs below 32°F) and Hot Weather Law (June 1-Sept 30) protect only investor-owned utility customers, not the roughly 40 co-ops or city systems like Springfield's.
Who will deliver your power in Missouri
The utility is fixed by your address. These are the largest in the state, with what each says it needs from a new customer.
Ameren Missouri (Union Electric Company)investor-owned
Central and eastern Missouri including the greater St. Louis area; roughly 60 counties and more than 500 communities, with more than half of its electric customers in the greater St. Louis region. About 1.3 million electric customers (per Ameren Missouri Facts PDF).
Ameren says you need an account holder's name, full service address, Social Security number and the date of service request, and you must create an online account to start service (no SSN: contact Ameren to arrange proof of identification); service dates are scheduled in advance on a calendar, an adult 18+ must be present if the meter is indoors and power is off, and Ameren asks that the main breaker be off before connection. New customers may be asked for a deposit if their Equifax Advanced Energy Risk Score is below the credit threshold (the tariff sets it at 699 or lower, with no deposit under that provision for applicants with no score); residential deposits are limited to one-sixth of estimated annual service charges, and some customers may be required to pay one-third of the deposit within 12 days of the request. Ameren Missouri residential phone 800.552.7583, M-F 7 a.m. to 7 p.m.
Start service with Ameren Missouri →Sources: ameren.com, ameren.com, ameren.com, ameren.com, ameren.com
Evergy (Evergy Missouri Metro and Evergy Missouri West)investor-owned
Two of Evergy's four service areas are in Missouri: Evergy Missouri Metro (formerly Kansas City Power & Light) and Evergy Missouri West (formerly KCP&L-Greater Missouri Operations Company), both rate-regulated by the Missouri PSC. About More than 1.7 million customers across Kansas and Missouri combined (per Evergy Company Facts; Missouri-only figure not broken out).
Evergy's online Start Service form asks for the new street address (state: Kansas or Missouri), whether it is residential or business, a start date, and whether anyone in the household uses life-sustaining medical equipment; the form states 'Service orders cannot be scheduled on weekends or holidays.' Evergy's public moving pages do not state deposit amounts or ID requirements; customer service is 888-471-5275.
Start service with Evergy →Sources: psc.mo.gov, evergy.com, evergy.com, evergy.com, evergy.com, evergy.com
Liberty (The Empire District Electric Company)investor-owned
Southwest Missouri around Joplin (Liberty's community selector lists Joplin, Neosho, Nixa, Ozark, Bolivar, Aurora and dozens of other Missouri towns), with Liberty's Central region also serving Kansas, Arkansas and Oklahoma; regulated by the Missouri PSC as The Empire District Electric Company d/b/a Liberty Utilities.
Liberty says to call 1-800-206-2300 (electric) to initiate new service, and if you are moving or need to terminate service it points you to the self-service options in Liberty My Account. For Missouri a deposit may be waived if you supply a good letter of credit (no more than 5 late payments in the last 12 months), a qualified guarantor signs, you have been employed full time for one year with an adequate regular income, or you own or are purchasing a home; otherwise the deposit equals 2 times the average monthly charge for the premise (2 times the highest monthly charge if you have outstanding debt, poor payment history or tampering within 5 years), residential bills have a 21-day due date with a 0.5% late penalty, and electric deposits earn 7.75% interest credited monthly.
Start service with Liberty →Sources: psc.mo.gov, libertyutilities.com, central.libertyutilities.com, central.libertyutilities.com, central.libertyutilities.com, central.libertyutilities.com, central.libertyutilities.com
City Utilities of Springfieldmunicipal
Springfield and a 320-square-mile area of southwest Missouri; community-owned since 1945 and overseen by an 11-member Board of Public Utilities appointed by the Springfield City Council, providing electric, natural gas, water, broadband and transit. About Over 111,000 customers (per City Utilities 'About CU').
Request service through MyAccount (click 'New Service' if you have no profile), by phone at (417) 863-9000 (7:30 a.m. to 5:30 p.m. Monday-Friday) or in person at 301 E Central; CU says it typically takes two to three business days to connect new service. A $100 deposit may be required, waived with one year of good credit history with CU, a satisfactory letter of credit from your previous utility, or Auto Pay enrollment, and an account entry fee of $15 (one service), $25 (two) or $30 (three) appears on the first bill.
Start service with City Utilities of Springfield →Sources: cityutilities.net, cityutilities.net
Missouri electric cooperatives (e.g., Cuivre River Electric Cooperative)cooperative
Rural and exurban Missouri is served by 40 member-owned distribution cooperatives (47 co-ops counting generation and transmission co-ops, represented by the Association of Missouri Electric Cooperatives); Cuivre River Electric, the largest, serves Lincoln, Montgomery, Pike, St. Charles and Warren counties northwest of St. Louis. About Cuivre River: more than 75,000 homes and businesses (per Cuivre River 'Your Cooperative').
Cuivre River takes new-service requests through an online Residential Member Application; there is a $30 non-refundable set-up fee, and a security deposit of $200-$500 or two times the highest monthly bill from 24 months of usage at the location may be required based on credit risk. Requests received after 3 p.m. CST are processed the next business day, and the co-op says to call 800-392-3709 (Monday-Friday 8 a.m. to 4:30 p.m.) if 72 hours pass without contact.
Start service with Missouri electric cooperatives →Sources: amec.org, amec.org, cuivre.com, cuivre.com, cuivre.com
Deposits, ID, and supplier choice in Missouri
Deposits. Under PSC rule 20 CSR 4240-13.030, a regulated utility may require a deposit for new residential service only if you have an unpaid bill for the same type of service from the last five years, diverted or tampered with service in the last five years, or cannot establish an acceptable credit rating under the utility's tariff, and an applicant with too little credit history is deemed acceptable if they own or are buying a home, have been employed full time for at least a year, have a regular source of income, or can provide commercial credit references. A new customer's deposit may not exceed one-sixth of the estimated annual bill (monthly billing), earns interest at the tariff rate, must be allowed in installments except for tampering or a likelihood of nonpayment, can be replaced by a written guarantee, and is refunded or credited with interest after 12 billing months of on-time payment or within 21 days of the final bill; the PSC fact sheet notes the actual amount 'varies from company to company.' (sos.mo.gov)
Choosing a supplier. There is no residential electric supplier choice in Missouri: RSMo 393.106 gives the utility that lawfully serves a structure 'the right to continue serving such structure, and other suppliers of electrical energy shall not have the right to provide service,' and EIA's 2024 Missouri profile shows all 77,776,034 MWh of retail sales by full-service providers and zero energy-only (competitive supplier) sales. Your address determines your utility; the PSC rate-regulates four investor-owned electric companies (Ameren Missouri, Evergy Missouri Metro, Evergy Missouri West and Liberty/Empire) serving more than 2 million customers, and does not set rates for rural electric cooperatives or city-owned systems.
The PSC's 'How to Establish Utility Service' sheet says to bring your name and proof of identification (driver's license or birth certificate), the service and mailing address, and a phone number (some companies also verify employment), that some companies need at least 24 hours' notice while others need several days, that some charge connection fees, and that you should tell the utility about life-support equipment. The PSC Cold Weather Rule (20 CSR 4240-13.055) runs November 1 through March 31 for investor-owned gas and electric utilities: no disconnection of heat-related service for nonpayment on any day the National Weather Service forecast for the next 72 hours predicts temperatures below 32°F, no new deposit for customers who enter and keep a payment agreement, an initial payment of no more than 12% of the 12-month budget amount for customers who have not defaulted, and reconnection without a deposit from November 1 through March 31 for customers who make an initial payment and payment agreement; Missouri's Hot Weather Law (June 1 to September 30) bars disconnection when the forecast predicts temperatures above 95°F or a heat index above 105°F. The Office of the Public Counsel notes that the Cold Weather Rule does not cover municipal utilities, electric cooperatives or truck-delivered propane, and that while the rule is in effect utilities must mail a shutoff notice 10 days before the intended disconnection and first offer a 12-month budget plan. The PSC's moving fact sheet says to notify utilities as soon as possible, request a final meter reading, and expect deposits plus interest to be applied to the final bill; PSC Consumer Services hotline 1-800-392-4211.
Sources: sos.mo.gov, psc.mo.gov, psc.mo.gov, psc.mo.gov, psc.mo.gov, psc.mo.gov, psc.mo.gov, psc.mo.gov, opc.mo.gov, revisor.mo.gov, eia.gov, ameren.com
Help paying an electric bill in Missouri
LIHEAP (Missouri) — Energy Assistance (EA) and Energy Crisis Intervention Program (ECIP)
Missouri Department of Social Services, Family Support Division, through contracted local agencies (the PSC lists 19 Community Action Agencies)
You must pay your home's utilities (renters included), be a Missouri resident and a U.S. citizen or lawful permanent resident, have $3,000 or less in bank, retirement or investment accounts, and meet the income limits for your household size (the LIHEAP Clearinghouse lists Missouri's heating and crisis eligibility at 60% of state median income; the DSS Benefit Program Income Limits chart as of 10/01/2026 lists LIHEAP maximum MONTHLY income of $2,942 for one person through $7,806 for eight, at 60% of state median income). EA is a one-time payment toward heating or cooling costs from October through May (FY2026 heating benefit $153 minimum to $495 maximum per the Clearinghouse); ECIP helps when you have a disconnect notice, with winter ECIP November-May up to $800 and summer ECIP June-September up to $300; apply online, by mail, fax or in person with your contracted agency or call 855-FSD-INFO (855-373-4636), and allow about 30 business days for review unless it is a crisis.
Sources: dss.mo.gov, dss.mo.gov, dss.mo.gov, dss.mo.gov, liheapch.acf.gov, psc.mo.gov
Low-Income Weatherization Assistance Program (Missouri)
Missouri Department of Natural Resources, Division of Energy, through a statewide network of 18 local weatherization agencies (primarily U.S. DOE Weatherization Assistance Program funds)
Low-income households that supply income documentation to their local weatherization agency (the LIHEAP Clearinghouse lists Missouri weatherization eligibility at 200% of federal poverty guidelines); eligible homes receive an energy audit, installation of energy-efficiency measures by an agency crew or contractor, and a final quality-control inspection, saving about $370 per house per year in heating and cooling costs. Contact your local agency to apply; Division of Energy questions: 573-751-2254, toll-free 855-522-2796, energy@dnr.mo.gov.
Sources: dnr.mo.gov, dnr.mo.gov, liheapch.acf.gov
Ameren Missouri Keeping Cool and Dollar More
Ameren Missouri with agency partners (Dollar More is funded by voluntary customer and company contributions and distributed through human-services agencies)
Keeping Cool provides up to five $50 bill credits from May through September to senior citizens, households with children under 5, or people with a documented chronic medical condition or disability, within an income chart that runs from $39,900 a year for one person to $82,500 for four (apply through an agency partner). Dollar More helps customers struggling to afford their energy bill; Ameren's Electric Service Discount is an Illinois program 'not currently available for Missouri customers.'
Sources: ameren.com, ameren.com, ameren.com, liheapch.acf.gov
Evergy Economic Relief Pilot Program (ERPP)
Evergy, with The Salvation Army handling screening and applications
Missouri residential Evergy customers in good standing (not disconnected or at risk of it) with household income at or below 200% of the federal poverty level ($31,920 a year for one person, $66,000 for four, per Evergy's 2026 table) can receive a credit of up to $65 per month for up to 12 consecutive months. Apply online, call The Salvation Army at 816-756-5392 option 1, or book an in-person appointment; Evergy also offers a Medical Extension that delays disconnection at least 21 days once per calendar year.
Sources: evergy.com, evergy.com
Liberty (Empire District) EASE, Fresh Start and arrears forgiveness
Liberty Utilities (Empire District Electric), under its Missouri PSC-approved tariffs
Empire's Action to Support the Elderly (EASE) provides late-fee and deposit waivers for customers age 60 and older and handicapped customers (per the LIHEAP Clearinghouse); Liberty's assistance page also lists a Low-Income Affordability Program (LIAP), Low-Income Pilot Program, Critical Medical Needs Program and Project Help, and says to call 1-800-206-2300 about payment arrangements. The July 2026 rate order approved a new Fresh Start program for customers behind on bills and an $8.5 million program to forgive past-due balances for qualifying customers.
Sources: central.libertyutilities.com, central.libertyutilities.com, liheapch.acf.gov
City Utilities of Springfield Project SHARE
City Utilities, administered through Ozarks Area Community Action Corporation (OACAC)
Local households facing financial hardship, funded by customer and business donations; the LIHEAP Clearinghouse says the program runs January through May and applicants must meet income guidelines, with medical-expense deductions considered.
Sources: cityutilities.net, liheapch.acf.gov
Programs that change what you pay
- Rooftop solar (net metering)available
- Missouri's Net Metering and Easy Connection Act (RSMo 386.890) requires investor-owned utilities, municipal utilities and rural electric cooperatives to offer net metering for customer systems of not more than 100 kW, crediting excess generation at least at the utility's avoided fuel cost against the next bill, with unused credits expiring after twelve months; the PSC's standard interconnection application covers systems of 100 kW or less, and Evergy's page says net-metered customers can stay on the default plan or choose a time-based plan.
Source: revisor.mo.gov
- Community solarlimited
- Ameren Missouri's utility-run Community Solar lets residential and small-business customers subscribe to replace 1% to 100% of monthly usage with solar at the Community Solar Energy Rate (the $25 participation fee is currently waived, and you may be waitlisted); Liberty's Solar Subscription Program for Missouri electric customers reports its first facility fully subscribed with a wait list for future facilities. These are utility programs, not third-party community solar.
Source: ameren.com
- Time-of-use ratesavailable
- Ameren Missouri has you log in to choose or change your rate among the flat Anytime Users rate ('the rate you are most familiar with') and the Off-Peak/On-Peak rates (Evening/Morning Savers, Overnight Savers with 10 p.m.-6 a.m. off-peak, Smart Savers, and Ultimate Savers with a monthly demand charge of $9.28 in summer and $3.83 in winter), and you can switch rates up to three times in 12 months. Evergy's Missouri rate menu makes the Default Time Based Plan (slightly higher prices 4-8 p.m. every day) the default residential plan with a Standard Tier Plan and three other time-based plans as alternatives, and Liberty moved its Missouri smart-meter customers to the Time Choice plan on October 15, 2022 (a 2-cent-per-kWh credit for usage 10 p.m.-6 a.m., with an opt-out form for the Non-standard plan).
Source: ameren.com
Questions people ask before moving to Missouri
How far ahead should I set up electricity before moving to Missouri?
The Missouri PSC says some utilities need at least 24 hours' notice while others need several days, so contact your utility as soon as you have a move-in date. City Utilities of Springfield says connection typically takes two to three business days, Ameren schedules service dates on a calendar that may show some days unavailable, Evergy cannot schedule service orders on weekends or holidays, and Cuivre River Electric processes applications received after 3 p.m. on the next business day.
Sources: psc.mo.gov, cityutilities.net, ameren.com, evergy.com, cuivre.com
Can I shop for a cheaper electricity supplier in Missouri?
No. Missouri law (RSMo 393.106) gives the utility already serving a structure the exclusive right to keep serving it, and EIA's 2024 data shows zero competitive-supplier sales in the state, so your address decides whether you are with Ameren Missouri, Evergy, Liberty, a municipal system or a co-op. Ameren's hourly Power Smart Pricing program and supplier choice exist only on its Illinois side.
Sources: revisor.mo.gov, eia.gov, ameren.com
Will I have to pay a deposit to start electric service in Missouri?
For PSC-regulated utilities a deposit can only be required if you have an unpaid utility bill or tampering in the last five years or cannot establish acceptable credit, and a new customer's deposit is capped at one-sixth of the estimated annual bill, payable in installments. In practice Ameren Missouri checks an Equifax Advanced Energy Risk Score (699 or lower triggers a deposit), Liberty charges 2 times the average monthly bill for the premise unless you qualify for a waiver, City Utilities of Springfield may charge $100 (waived with Auto Pay or a prior-utility letter of credit), and Cuivre River Electric may require $200-$500 based on credit risk.
Sources: sos.mo.gov, ameren.com, central.libertyutilities.com, cityutilities.net, cuivre.com
Can my power be shut off in a Missouri winter or heat wave if I fall behind?
From November 1 through March 31 the PSC Cold Weather Rule bars investor-owned utilities from disconnecting heat-related service for nonpayment on any day the 72-hour forecast predicts temperatures below 32°F, lets you keep or restore service by making an initial payment (no more than 12% of a 12-month budget amount if you have not defaulted before) and a payment agreement, and prohibits new deposits for customers who keep that agreement. Missouri's Hot Weather Law (June 1 to September 30) blocks disconnection when the forecast calls for temperatures above 95°F or a heat index above 105°F; the Cold Weather Rule does not cover municipal utilities, electric cooperatives or truck-delivered propane and requires a mailed shutoff notice 10 days ahead, and the Hot Weather Law likewise protects only customers of investor-owned utilities.
Sources: sos.mo.gov, psc.mo.gov, opc.mo.gov
Will I be put on a time-of-use rate automatically in Missouri?
It depends on the utility: Evergy's Missouri rate menu lists the Default Time Based Plan (higher prices from 4 to 8 p.m. every day) as the default residential plan, and Liberty automatically moved Missouri smart-meter customers to its Time Choice plan in October 2022 with an opt-out form for the Non-standard rate. Ameren Missouri's rate page does not name a default: it describes the flat Anytime Users rate as 'the rate you are most familiar with' and has you log in to choose or change your rate, up to three times in 12 months.
Sources: evergy.com, central.libertyutilities.com, ameren.com
Where do I get help paying an electric bill in Missouri?
Start with Missouri LIHEAP through the Department of Social Services (855-373-4636): Energy Assistance is a one-time payment from October through May, and ECIP pays up to $800 in winter or $300 in summer when you have a disconnect notice, for households with $3,000 or less in assets that meet the income limits. Utility programs add to that: Ameren Missouri Keeping Cool ($50 credits May-September for seniors, families with children under 5 and people with medical conditions), Evergy's Economic Relief Pilot Program (up to $65 a month for up to 12 months at or below 200% of poverty) and Liberty's EASE deposit and late-fee waivers for customers 60 and older.
Sources: dss.mo.gov, ameren.com, evergy.com, liheapch.acf.gov
Researched 2026-10-16 from utility, regulator, and agency pages; every statement links to where it was read. Rules change: confirm deposits and program dates with the utility or agency before you rely on them.
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