Mississippi Electricity Rates
Rate data for Mississippi is being refreshed. The regulator and market facts below are current; figures return with the next data load.
Can you choose your electricity supplier in Mississippi?
No. Mississippi has not opened its residential electricity market to competition, so the utility that delivers your power also sells it. Its prices are set in rate cases before the Mississippi Public Service Commission, and the rate you pay depends on which utility serves your address, your rate schedule, and the season.
Grid operator: MISO (Entergy territory) and SERC bilateral. Wholesale power costs flow through to retail bills on the regulator's schedule rather than month to month, which is why regulated-state rates move more slowly than the market-based states listed below.
Want to shop for a supplier? Retail choice is open on this site in Massachusetts, New Jersey, Ohio, Pennsylvania, Texas, Washington DC.
There is no supplier to shop and no single rulebook: your address puts you with PSC-regulated Entergy Mississippi or Mississippi Power (deposit capped at one average bill, waived at age 60, 4.28% interest in 2026), one of the 26 cooperatives in Electric Cooperatives of Mississippi with their own credit-scored deposits ($0 to $600 at Southern Pine, $5 to $10 membership fees), or one of the 28 Mississippi systems on TVA's local power company list where, as Tupelo Water & Light puts it, TVA oversees rates and service practices, and the Bill of Rights' ban on disconnections during an Excessive Heat Warning tells you where the summer cooling money goes.
Who will deliver your power in Mississippi
The utility is fixed by your address. These are the largest in the state, with what each says it needs from a new customer.
Entergy Mississippiinvestor-owned
Serves 45 of Mississippi's 82 counties, listed on its About page from Adams to Yazoo; one of the two investor-owned utilities whose rates the Mississippi Public Service Commission sets. About approximately 459,000 electric customers as of Dec. 31, 2025 (per Entergy Mississippi).
Sign up through myEntergy (the residential and contact pages link to myentergy.com/s/newservice) or call 800-ENTERGY (800-368-3749), Monday to Friday 7 a.m. to 7 p.m. CT. New customers may be asked for a refundable security deposit; the standard residential deposit for a house, mobile home or apartment is $200.00, billed in one installment and due in full by the first bill's due date, and Entergy says arrangements cannot be made on a billed initial deposit.
Start service with Entergy Mississippi →Sources: entergymississippi.com, entergymississippi.com, entergymississippi.com, entergymississippi.com, psc.ms.gov
Mississippi Powerinvestor-owned
Southern Company subsidiary established in 1925 and headquartered in Gulfport, serving 23 southeastern Mississippi counties; its history names Gulfport, Biloxi, Pass Christian, Hattiesburg (Plant Eaton) and Meridian (Plant Sweatt), and it is the second of the two PSC rate-regulated investor-owned utilities.
Mississippi Power's PSC-filed Rules Governing Electric Service say applicants may apply by telephone or in person during regular working hours (the Manage Your Account page links to Southern Company's online customer-service portal (customerservice2.southerncompany.com) to register and log in, and lists the Customer Care Center at 800-532-1502), and a $35.00 connection charge may be required for a residential connection. No initial deposit is required of a residential customer unless the company judges one necessary to guarantee payment, in which case it may be billed on the first or second month's bill, and the company may accept a written guaranty of payment from another active customer instead of a deposit.
Start service with Mississippi Power →Sources: mississippipower.com, mississippipower.com, mississippipower.com, psc.ms.gov
Southern Pine Electriccooperative
Member-owned cooperative chartered in March 1938 and headquartered in Taylorsville, calling itself the largest geographical electric cooperative in the state at 14.3% of Mississippi's land mass, with district offices in Brandon, Taylorsville, Newton and New Hebron and a branch in Hattiesburg; its board and advisory committees cover Simpson, Newton, Jasper, Copiah, Covington, Forrest, Jefferson Davis, Lawrence, Scott, Smith and Rankin counties. About more than 70,000 residential, business and industrial members (per Southern Pine Electric).
Submit the online or paper membership application with a government-issued photo ID, your Social Security number, the 911 address and a phone number, and a member service representative calls you back (800-231-5240 or 601-785-6511). Fees are a refundable $5 membership fee and a non-refundable $20 connection fee, plus a deposit based on credit history: $0 for minimum credit risk, $200 moderate, $400 high risk or if you decline the credit check, and $600 for a current or previous bankruptcy; deposits may be credited back after 12 consecutive months without a delinquent fee.
Start service with Southern Pine Electric →Sources: southernpine.coop, southernpine.coop, southernpine.coop
Coast Electriccooperative
Member-owned cooperative formed by a 1939 merger and headquartered in Kiln, serving Hancock, Harrison and Pearl River counties on the Gulf Coast with offices including Bay St. Louis and Biloxi.
Coast Electric accepts applications at any of its six offices (8 a.m. to 5 p.m., Monday through Friday), by phone at 877-769-2372, online and by fax; applicants agree to pay a membership fee and a deposit to guarantee payment, but the website does not publish the amounts, so call for them. All members are automatically enrolled in Operation Round Up (about $0.50 a month on average) and can opt out, and either party can cancel the service contract with five days' written notice.
Start service with Coast Electric →Sources: coastelectric.coop, coastelectric.coop, coastelectric.coop
North East Mississippi Electric Power Association (NEMEPA)cooperative
Cooperative incorporated November 20, 1936 and based in Oxford, serving parts of Lafayette, Marshall, Union, Pontotoc and Benton counties in north Mississippi; it is one of 28 Mississippi entries (counted by phone area code) on TVA's list of 153 local power companies. About 30,343 total meters served (per NEMEPA).
Apply online through the Apply for Power link or call (662) 234-6331 / (877) 234-6331 (Monday-Thursday 7:30 a.m. to 4:30 p.m., Friday 8 a.m. to 4 p.m.); every account needs a $10 membership fee, a deposit and a $40 meter set charge, all paid before connection, and renters may be asked for a lease. Same-day connection requested before 2 p.m. costs the regular $40 (requests after 2 p.m. carry a $60 same-day charge) but is not guaranteed; residential deposits are $0 for no credit risk, $200 minimal risk, $400 substantial risk, and the maximum if you refuse to give a Social Security number (PrePay accounts pay $125 up front instead, with a $25 deposit).
Start service with North East Mississippi Electric Power Association →Sources: nemepa.org, nemepa.org, nemepa.org, tva.com
Tupelo Water & Lightmunicipal
City of Tupelo's electric and water utility in north Mississippi, listed by TVA as a local power company; it says TVA provides regulatory oversight for its rates and service practices, and its residential bill carries TVA's monthly Fuel Cost Adjustment.
New residential customers must apply in person at the Billing & Collections Office, 333 Court Street, 8 a.m. to 5 p.m. Monday through Friday (662-841-6470), bringing two forms of ID including a driver's license or state ID, a lease or renter's receipt if renting, and be prepared to pay all deposits and charges then; the application form asks for your Social Security number, employer and requested service date and requires a co-signer if the tenant is under 21. Deposit amounts are not published online, and transferring service costs $25.
Start service with Tupelo Water & Light →Sources: tupeloms.gov, tupeloms.gov, tupeloms.gov, tupeloms.gov, tva.com
Deposits, ID, and supplier choice in Mississippi
Deposits. Under PSC Rule 9 (Rules and Regulations Governing Public Utility Service, effective February 10, 2012), a regulated utility may require a cash deposit of no more than one estimated average bill for a residential customer, must waive or refund it on request for a customer aged 60 or older who is the primary user, holds the account in their own name and carried no balance forward in the prior 12 months, and must let residential customers pay an initial deposit over $100 in monthly installments within 60 days. Deposits held one year or more earn simple interest at a rate the Commission posts each December (4.28% effective January 1, 2026), credited at least every third year and applied to the final bill; deposits held under a year earn nothing. (psc.ms.gov)
Choosing a supplier. No residential supplier choice: the PSC's Electric Division sets rates only for Entergy Mississippi and Mississippi Power, and EIA's 2024 Mississippi profile records 0 MWh of energy-only (competitive supplier) retail sales, so your address decides whether you get one of the two investor-owned utilities, one of the 26 member cooperatives listed by Electric Cooperatives of Mississippi, or a TVA-supplied municipal or co-op system (https://www.psc.ms.gov/electric/home; https://www.eia.gov/electricity/state/mississippi/).
The PSC describes only limited regulatory authority over municipal and cooperative electric systems, and Tupelo Water & Light says TVA provides regulatory oversight of its rates and service practices, so deposit and complaint rules differ outside Entergy and Mississippi Power territory. The Commission's Ratepayers' Bill of Rights requires at least five days' written notice before any disconnection, bars disconnection for nonpayment on a day the National Weather Service has an Excessive Heat Warning or freeze warning for the county as of 8 a.m., gives 60 days' protection on a doctor's certification, and offers a mid-winter rule from December 1 to April 1; Mississippi's average retail electricity price was 10.93 cents per kWh in 2024 (EIA state profile).
Sources: psc.ms.gov, psc.ms.gov, psc.ms.gov, psc.ms.gov, eia.gov, ecm.coop, tupeloms.gov, ctsportal.psc.ms.gov
Help paying an electric bill in Mississippi
Mississippi Department of Human Services, Division of Community Services, through local Community Action Agencies
Households with income at or below 60% of the state median income for their household size, an energy bill due to an energy company or landlord, and U.S. citizenship or legal permanent residency; funding is limited and households with elderly or disabled members or a child age 5 or younger go first. Pre-apply through the Access MS Common Web Portal (mark Community Services), expect an appointment notice within 30 business days for priority households or 45 days otherwise, bring photo ID, Social Security cards, income records, residence verification and energy bills to the in-person appointment, and if approved the agency pays the energy provider directly; the Energy Crisis Intervention Program (ECIP) covers emergencies.
Sources: mdhs.ms.gov, psc.ms.gov, mdhs.ms.gov
Mississippi Weatherization Assistance Program
Mississippi Department of Human Services, Community Services Division, through local Community Action Agencies
Households within 200% of the federal poverty guidelines (annual limits of $31,920 for one person, $43,280 for two, $66,000 for four), with priority for seniors 60+, people with disabilities, households with children 5 and under, high energy users and high energy-burden households; services include ceiling, wall and floor insulation, air-infiltration reduction, furnace repair or replacement and duct improvements. Pre-apply through Access MS, then complete the application at a CAA appointment; the division's line is 1-800-421-0762.
Sources: mdhs.ms.gov, mdhs.ms.gov
The Power to Care (Entergy Mississippi)
Entergy, with local nonprofit agencies delivering the help; funded by customer donations matched by Entergy shareholders up to $500,000
Emergency bill payment assistance for Entergy customers who are 60 years of age or older or have disabilities, applied for through a local nonprofit agency (the Bill Toolkit's "Find your local agency" link lists them). Entergy also offers qualifying customers a payment extension (up to 5 days online, 3 days by phone) and a deferred payment arrangement of up to four installments for financial hardship, requested through myEntergy or 1-800-ENTERGY.
Sources: billtoolkit.entergy.com, billtoolkit.entergy.com, entergy.com
Project SHARE and Bill Discount (Mississippi Power)
Mississippi Power, with Project SHARE applications handled by Catholic Charities (228-701-0555)
Project SHARE gives residential customers with a demonstrated financial need up to $500 in annual assistance to keep service connected. The Bill Discount is a daily discount for customers receiving Supplemental Security Income (SSI) or TANF, and Bill Extender moves the due date to the 5th of each month for primary residences; both are requested through the Customer Care Center at 800-532-1502.
Sources: mississippipower.com, psc.ms.gov
Share Your Blessings (Coast Electric)
Coast Electric, funded by Operation Round Up, with funds distributed through Catholic Charities (855-847-0555)
Energy assistance for Coast Electric members; eligibility is not published, and you must call Catholic Charities for an appointment before visiting an office.
Source: coastelectric.coop
Programs that change what you pay
- Rooftop solar (net metering)available
- The PSC's Distributed Generation Rule requires every PSC-jurisdictional utility to offer net generation to residential systems up to the lesser of 110% of annual peak demand or 20 kW: self-consumed output offsets usage at full retail, while exported kWh are credited at the avoided cost of wholesale power plus a 2.5 cents/kWh Distributed Generation Value (locked for 25 years), plus a 2 cents/kWh Low-to-Moderate Income Benefits Adder for households at or below 225% of the federal poverty level, with utilities allowed to refuse new requests once participation reaches 3% of system peak. Entergy Mississippi charges a one-time Net Metering Admin Fee of $95 (AMI meter already installed) or $135, caps Level 1 systems at 110% of prior-year kWh and does not allow ground-mounted or remote panels; Mississippi Power's RENM schedule caps residential systems at the lesser of 110% of annual peak demand or 20 kW; Southern Pine charges a $135 Distributed Generation Commission Fee; and Coast Electric will not interconnect self-installed systems.
Sources: psc.ms.gov, entergymississippi.com, mississippipower.com, southernpine.coop, coastelectric.coop
- Community solarlimited
- Entergy Mississippi's RenewABLE Community Option lets a residential customer take the Customized Annual plan, a fixed $7.00 per kW per month subscription (one-year auto-renewing term, sized up to 100% of the most recent 12 months' billed kWh) that returns a bill credit varying with actual renewable output, or a Low Income plan at $6.00 per kW per month for account holders who self-certify federal LIHEAP eligibility. Coast Electric members can buy up to 4 kW of solar capacity at $18.10 per kW per month (about 164 kWh per kW per month subtracted from usage, rate lockable for 20 years), while Mississippi Power's Solar Subscription Program is listed for business customers only.
Sources: renew-mississippi.entergy.com, coastelectric.coop, mississippipower.com
- Time-of-use rateslimited
- Neither investor-owned utility lists a residential time-of-use schedule (Entergy Mississippi's residential tariff page shows RS-40C, NEM-2, BB-2 and PES-1 prepay; Mississippi Power lists Residential R, NSM and SSI), but several cooperatives do: Southern Pine's A-TOU schedule (effective January 1, 2026) charges $1.50 per day plus $0.1819 per kWh on-peak and $0.06419 off-peak, with summer peak 3 p.m. to 8 p.m. May through October and winter peaks 6-8 a.m. and 5-8 p.m. November through April. Coast Electric's optional TOU rate has a summer peak of 3-6 p.m. weekdays April 1 to October 31 and a winter peak of 6-8 a.m. weekdays, with a six-month minimum commitment and no sign-up fee.
Sources: southernpine.coop, coastelectric.coop, entergymississippi.com, mississippipower.com
Questions people ask before moving to Mississippi
How far ahead should I set up electricity before moving to Mississippi?
Lead times are set by each utility, not the state: NEMEPA will attempt same-day connection if you apply before 2 p.m. (a $60 instead of $40 meter set charge after 2 p.m.) but does not guarantee it, Tupelo Water & Light requires new customers to apply in person during weekday business hours, and Southern Pine has a representative call you back after you submit the application. Entergy Mississippi takes sign-ups through myEntergy or 800-ENTERGY on weekdays 7 a.m. to 7 p.m. CT, and Mississippi Power's filed rules say applications are taken by telephone or in person during regular working hours, so give yourself a few business days.
Sources: nemepa.org, tupeloms.gov, southernpine.coop, entergymississippi.com, mississippipower.com
Can I pick my electricity supplier in Mississippi?
No. The PSC sets rates for just two investor-owned utilities, Entergy Mississippi and Mississippi Power, and EIA records zero energy-only (competitive supplier) retail sales in the state for 2024; your address assigns you to one of those two, to one of the 26 member cooperatives of Electric Cooperatives of Mississippi, which together serve 841,878 meters across 85% of the state's land mass, or to a TVA-supplied municipal or cooperative system. The PSC's Utility Search by County tool shows which utilities serve a county.
Sources: psc.ms.gov, eia.gov, ecm.coop, ctsportal.psc.ms.gov
Will I have to pay a deposit to start electric service in Mississippi?
Usually something: Entergy Mississippi's standard residential deposit is $200.00, due in full by the first bill's due date; Mississippi Power requires no initial residential deposit unless it judges one necessary and may charge a $35.00 connection fee; Southern Pine's deposit runs $0, $200, $400 or $600 by credit risk on top of a $5 membership and $20 connection fee; and NEMEPA charges $0 to $400 by credit risk plus a $10 membership and $40 meter set. For the two PSC-regulated utilities, Rule 9 caps a residential deposit at one estimated average bill, lets customers 60 or older have it waived, allows installments over $100 within 60 days, and pays 4.28% interest in 2026 on deposits held a year or more.
Sources: entergymississippi.com, mississippipower.com, southernpine.coop, nemepa.org, psc.ms.gov, psc.ms.gov
Who do I complain to if I have a problem with my Mississippi electric utility?
For Entergy Mississippi or Mississippi Power, try the utility first and then file through the PSC's online complaint portal; the Ratepayers' Bill of Rights promises at least five days' written notice before disconnection, no cutoffs during an Excessive Heat Warning or freeze warning, and restoration the first business day after you pay. The PSC says it has only limited authority over cooperative and municipal systems, and in Tupelo the application you sign points you to TVA's complaint resolution process while the utility says TVA oversees its rates and service practices, so a dispute with a co-op or city system goes to that utility rather than the Commission.
Sources: psc.ms.gov, psc.ms.gov, psc.ms.gov, tupeloms.gov, tupeloms.gov
What help is there if I can't pay my electric bill in Mississippi?
LIHEAP through the Mississippi Department of Human Services covers households at or below 60% of state median income, with a pre-application on the Access MS portal and an in-person appointment at your Community Action Agency within 30 business days for elderly, disabled or young-child households (45 days otherwise); under the Bill of Rights (Right 9), a utility may not disconnect you for nonpayment once it has been notified that you are approved for a LIHEAP benefit equal to the delinquent balance and payable within 30 days. Beyond that, Entergy's The Power to Care helps customers 60 or older or with disabilities, Mississippi Power's Project SHARE pays up to $500 a year through Catholic Charities, and Coast Electric's Share Your Blessings also runs through Catholic Charities.
Sources: mdhs.ms.gov, psc.ms.gov, billtoolkit.entergy.com, mississippipower.com, coastelectric.coop
Is rooftop solar worth it in Mississippi, and how is excess power credited?
Mississippi does not do full retail net metering: under the PSC rule, kWh you export are credited at the utility's avoided wholesale cost plus 2.5 cents per kWh (plus 2 cents more if your household is at or below 225% of the federal poverty level), while kWh you use yourself offset retail usage, residential systems are capped at the lesser of 110% of your annual peak demand or 20 kW, and utilities may close enrollment once systems reach 3% of peak demand. Expect utility fees too: Entergy's one-time admin fee is $95-$135 and Southern Pine charges $135 to inspect the interconnection, and Coast Electric requires a Mississippi-registered solar contractor.
Sources: psc.ms.gov, entergymississippi.com, southernpine.coop, coastelectric.coop
Researched 2026-10-16 from utility, regulator, and agency pages; every statement links to where it was read. Rules change: confirm deposits and program dates with the utility or agency before you rely on them.
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