Glossary Term

What is a Letter of Authorization?

A Letter of Authorization (LOA) is a legal document that gives a company permission to switch your electricity supplier on your behalf. In deregulated electricity markets like Ohio, Pennsylvania, and Massachusetts, an LOA allows services like Smart Enroll to automatically optimize your electricity rate without requiring your approval for each switch.

Definition verified January 2026

Why Letters of Authorization Exist

In deregulated electricity markets, you can choose who supplies your electricity. But switching suppliers involves paperwork—and utilities need to verify that you actually authorized the change.

The LOA serves two purposes:

  • 1 Consumer Protection: Prevents unauthorized switching (known as "slamming") where a company switches your supplier without your consent
  • 2 Ongoing Authorization: Allows services to make multiple switches over time without requiring your signature each time

How LOAs Work with Smart Enroll

When you sign up for Smart Enroll, you sign a single LOA that stays active until you cancel. Here's what happens:

  1. 1 One-Time Signature: You sign an electronic LOA during enrollment
  2. 2 Continuous Monitoring: The system monitors rates daily using your authorization
  3. 3 Automatic Switches: When a better rate is found, the LOA authorizes the switch
  4. 4 No Action Required: You don't need to sign anything for each switch

What a Letter of Authorization Contains

Your Information

Name, address, and utility account number that identifies your electricity service

Authorization Scope

What actions the company can take on your behalf (supplier switching, rate changes)

Duration

How long the authorization lasts (typically until you cancel)

Cancellation Rights

Your right to revoke the authorization at any time

Frequently Asked Questions

Is a Letter of Authorization legally binding?

Yes, an LOA is a legally binding authorization. It allows the authorized company to make supplier changes on your behalf. This is why you should only sign LOAs from companies you trust.

Can I cancel my Letter of Authorization?

Yes, you can cancel your LOA at any time. Contact the company you authorized and request cancellation. Your current electricity service will not be interrupted—you'll simply stop receiving automatic rate optimization.

Does signing an LOA change my utility company?

No. Your utility company (like AEP Ohio, PECO, or Eversource) stays the same. The LOA only authorizes changes to your electricity supplier—the company that generates your power. Your utility still delivers the electricity and handles outages.

What states require an LOA for switching?

LOAs are used in deregulated electricity markets including Ohio, Pennsylvania, Massachusetts, Texas, and others. The specific requirements vary by state and utility, but most third-party switching services require an LOA for consumer protection.