Bill Calculator

Electricity Cost Calculator

Calculate your electric bill based on kWh usage and rate. See how different electricity rates affect your monthly and annual costs.

Updated February 2026

Electricity Cost Formula

Cost = kWh × Rate per kWh
Example: 1,000 kWh × $0.15/kWh = $150/month

Your kWh usage is listed on your utility bill. Your rate may be shown per kWh, or divide your total bill by kWh used.

Electricity Cost Calculator

Calculate your electricity bill based on usage and rate

Average US home uses ~900 kWh/month. Check your utility bill for exact usage.

Common Appliance Wattages
LED Bulb10W
Laptop50W
TV (LED)100W
Refrigerator150W
Desktop PC200W
Washing Machine500W
Microwave1,000W
Space Heater1,500W
Window A/C1,200W
Electric Dryer3,000W
Central A/C3,500W
EV Charger7,200W

Typical Electricity Costs by Home Type

Average monthly costs based on typical usage patterns (at 12-20¢/kWh)

Studio apartment

Usage
400 kWh
Cost Range
$48-80/mo

1-bedroom apartment

Usage
600 kWh
Cost Range
$72-120/mo

Small house (1,200 sq ft)

Usage
900 kWh
Cost Range
$108-180/mo

Average house (2,000 sq ft)

Usage
1,200 kWh
Cost Range
$144-240/mo

Large house (3,000+ sq ft)

Usage
2,000 kWh
Cost Range
$240-400/mo

Actual costs depend on your specific rate. Rates vary from 10¢/kWh in competitive markets to 25¢+ in high-cost states.

Average Electricity Rates by State

How much 1,000 kWh costs in different states

State Avg Rate 1,000 kWh Cost Market Type
Texas 14.0¢ $140 Deregulated
Florida 13.8¢ $138 Regulated
Ohio 14.5¢ $145 Deregulated
US Average 16.4¢ $164
Pennsylvania 17.2¢ $172 Deregulated
New York 22.0¢ $220 Deregulated
California 26.5¢ $265 Regulated
Massachusetts 28.5¢ $285 Deregulated

Why Deregulated States Matter

In deregulated states (Texas, Ohio, Pennsylvania, Massachusetts), you can shop for competitive electricity rates from different providers. This often means rates 10-30% below the state average. In regulated states, you're locked into your utility's rate with no choice.

How to Calculate Your Electricity Cost

Step-by-step guide to understanding your electric bill

1

Find your kWh usage

Look at your utility bill for "kWh used" or "energy used." This shows how much electricity you consumed during the billing period. Average home: 900-1,200 kWh/month.

2

Find your rate per kWh

Your bill may show "price per kWh" or "energy charge." If not, divide your total energy charges by kWh used. Watch for tiered rates that charge more after a certain usage threshold.

3

Calculate your cost

Multiply kWh by rate: Cost = kWh × Rate

Example: 1,100 kWh × $0.14/kWh = $154/month

4

Don't forget fees

Your total bill also includes delivery charges (from your utility), taxes, and various fees. These typically add $20-50/month on top of your energy charges. In Texas, look for the "all-in" rate on the Electricity Facts Label.

Frequently Asked Questions

Common questions about electricity costs

How do I calculate my electricity cost?

To calculate electricity cost: multiply your kWh usage by your rate per kWh. Formula: Cost = kWh × Rate. For example, if you use 1,000 kWh and pay 15¢/kWh, your cost is 1,000 × $0.15 = $150/month. Your kWh usage is on your utility bill; your rate may be listed per kWh or you can divide your total bill by kWh used.

How much does 1,000 kWh of electricity cost?

At the U.S. average rate of ~16¢/kWh, 1,000 kWh costs about $160/month. However, rates vary significantly by state: in Texas you might pay $120-140, while in California or Massachusetts it could be $250-280. In deregulated states, shopping for a competitive rate can save 20-30% on the same usage.

What is a good electricity rate per kWh?

A 'good' rate depends on your location. Generally: under 10¢/kWh is excellent, 10-12¢/kWh is good, 12-15¢/kWh is average, 15-20¢/kWh is above average, and over 20¢/kWh is high. In deregulated states like Texas and Ohio, competitive rates are often 10-13¢/kWh, while regulated states like California average 25¢+ due to infrastructure costs.

How do I calculate electricity cost from watts?

First convert watts to kWh: kWh = (Watts × Hours) ÷ 1,000. Then multiply by your rate. Example: A 1,500W space heater running 4 hours/day = (1,500 × 4) ÷ 1,000 = 6 kWh/day. At 15¢/kWh, that's 6 × $0.15 = $0.90/day or about $27/month.

Why is my electric bill so high?

High bills usually come from: 1) High usage - especially heating/cooling (40-50% of bills), 2) High rates - check if you're on a variable rate that increased, 3) Inefficient appliances - old A/C units or refrigerators use 2-3x more power, 4) Phantom loads - devices drawing power when 'off'. Compare your kWh usage month-over-month to identify if it's usage or rate driving costs.

How much electricity does the average home use?

The average U.S. home uses about 900 kWh per month, but this varies widely. Apartments typically use 400-600 kWh, small homes 700-900 kWh, medium homes 900-1,200 kWh, and large homes 1,500-2,500+ kWh. Hot climates with heavy A/C use (Texas, Florida) average 1,100-1,200 kWh. Climate, home size, and appliances are the biggest factors.

How can I lower my electricity cost?

The two biggest ways to lower costs are: 1) Reduce usage - adjust thermostat (each degree saves 1-3%), use LED bulbs, unplug phantom loads, and maintain your A/C. 2) Lower your rate - in deregulated states, switching providers can save $200-500/year. Also check if your utility offers time-of-use rates where off-peak electricity is cheaper.

What uses the most electricity in a home?

The biggest electricity users are: 1) Heating/Cooling - 40-50% of the average bill, 2) Water heater - 14-18%, 3) Washer/Dryer - 13-15%, 4) Lighting - 9-12%, 5) Refrigerator - 4-8%. In hot climates, air conditioning alone can be 50-70% of summer bills. Targeting these big users yields the biggest savings.

Find a Better Electricity Rate

If you're in a deregulated state, you can shop for competitive rates and potentially save $200-500/year. Enter your ZIP code to compare plans.

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